保誠人壽建議新世代怙恃可以思慮應用分紅保單長期、穩定的特點，為子女教育的多元與長時間成長提供資金支持，知足新世代怙恃超前擺設、多元成長及身心狀態的需求，讓子女在平安的情況中適性成長。離婚證人新世代怙恃們在準備教育金時，需要考量後代教育的多元與恒久成長，同時關注教育金是不是足以應對外部情況轉變的風險帶來的影響。本年調查新增新世代...","publisher":{"@type":"Organization","name":"Yahoo奇摩新聞","logo":{"@type":"ImageObject","url":"https://s.yimg.com/cv/apiv2/twmobi/icon/yahoo_tw_logo_structuredata_20200630.png","width":136,"height":60}},"author":{"@type":"Person","name":"葉憶如｜Yahoo財經特派記者","url":"https://tw.stock.yahoo.com/author/%E8%91%89%E6%86%B6%E5%A6%82","jobTitle":""},"creator":{"@type":"Person","name":"葉憶如｜Yahoo財經特派記者","url":"https://tw.stock.yahoo.com/author/%E8%91%89%E6%86%B6%E5%A6%82","jobTitle":""},"provider":{"@type":"Organization","name":"Yahoo奇摩股市","url":"https://tw.stock.yahoo.com/reporter/","logo":{"@type":"ImageObject","width":156,"height":32,"url":"https://s.yimg.com/os/creatr-uploaded-images/2024-12/1eeff400-bcd6-11ef-8ffc-9e7a7e9d3e65"}},"image":{"@type":"ImageObject","url":"https://s.yimg.com/ny/api/res/1.2/UIoXV6y4X0.8Hl35gMQQwg--/YXBwaWQ9aGlnaGxhbmRlcjt3PTI0MDA7aD0xNjAw/https://s.yimg.com/os/creatr-uploaded-images/2023-01/46496080-a564-11ed-afcb-4830618718d4","height":800,"width":1200},"thumbnailUrl":"https://s.yimg.com/ny/api/res/1.2/UIoXV6y4X0.8Hl35gMQQwg--/YXBwaWQ9aGlnaGxhbmRlcjt3PTI0MDA7aD0xNjAw/https://s.yimg.com/os/creatr-uploaded-images/2023-01/46496080-a564-11ed-afcb-4830618718d4"}
辛勞爸媽！平均養一個小孩教育金要花471萬元 創歷史次高。跟著Gen Z世代逐步步入家庭成為怙恃，2025年的調查特殊針對新世代怙恃在後代教育的籌劃進行闡明，結果顯示新世代怙恃在規畫後代教育金的三大特點：超前擺設、多元成長及正視身心狀況。
「身心本質與自我精進」占50%、「系統思考與解決問題」占44.4%及「科技資訊與媒體素養」占36.7%，此三項為新世代怙恃在多元進修最重視的多元學習素養面向，反應他們對小孩身心本質培育的正視。
同時本年有跨越六成（61.8%）的受訪者提前為後代準備教育金，而定存/儲蓄、股票/基金/ETF及保險商品仍為三大主要教育金的準備濫觞；此中受訪者中使用分紅保單準備教育金有顯著成長，較客歲增加9.3%。」NVIDIA輝達的創辦人兼執行長黃仁勳的這句話，泄漏出每位怙恃對孩子的專心和寄望。「我父親的夢想和我母親對我們成功的期盼，最終把我們帶到了這裡。
